Comparison of Capital.com vs IG [ 2024 ]

The best brokers to invest in cryptocurrencies compared by their commissions, cryptos, security and much more. Here is the Capital.com vs IG comparison!

Your expert: Alejandro Borja

capital-com

Capital.com

Your expert: Xavier Tarrasó

ig

IG

Main points

Fees

Low 3,9/5

Regulated

CySEC, FCA

Demo account

Yes
Average 3,4/5

Fees

FCA, ASIC

Regulated

Yes

Demo account

Recommended for

Beginners

Yes

Trading

Yes

Passive income

No

Buy and hold

No
Yes

Beginners

Yes

Trading

No

Passive income

No

Buy and hold


Comparison of fees

Rating

4.5 – Capital.com provides excellent value with zero commissions and very tight spreads on a wide range of cryptocurrencies. The overnight financing fees are the only additional cost .
4.0 – IG offers competitive spreads and a transparent fee structure for crypto CFDs. However, the inactivity fee after 24 months can be a downside for less active traders .

Level

Low 3,9/5
Average 3,4/5

Brief explanation

Capital.com offers a competitive fee structure that makes it an attractive choice for cryptocurrency traders. The platform charges 0% commissions on trades, meaning there are no upfront costs for executing trades. However, traders should be aware of the overnight financing fees (swap rates) applied to positions held overnight. These fees vary depending on the cryptocurrency and whether the position is long or short. For example, long positions incur a fee of 0.06164% of the exposure plus the daily interest fee, while short positions receive 0.0137% of the exposure minus the daily interest fee. Additionally, while deposits and withdrawals are generally free, an inactivity fee applies after one year for clients contracting with Cyprus (CCSV) or Bahamas (SCB). Overall, Capital.com’s fee structure is transparent and competitive, but it’s important for traders to account for potential overnight fees.
IG’s commission structure for cryptocurrency trading primarily involves spreads and overnight funding fees. When trading CFDs on cryptocurrencies, IG charges a spread, which is the difference between the buy and sell price. This spread varies depending on the cryptocurrency being traded. For example, spreads for Bitcoin and Ethereum are typically lower due to higher liquidity, while smaller altcoins may have wider spreads. Additionally, IG charges an overnight funding fee if positions are held open past a certain time. This fee is based on the size of the position and the duration it is held. Unlike some exchanges, IG does not charge a direct commission per trade, making the spread the primary cost to consider. However, traders should be aware of the potential for overnight fees to accumulate if positions are held long-term. Overall, while IG’s fee structure can seem complex due to the combination of spreads and overnight funding fees, it remains competitive for those who trade actively and manage their positions effectively.

Capital.com

IG

Guide sponsored by the best exchange

eToro

eToro Special Offer*

Earn up to 4.90% APY on uninvested cash with eToro USA.

Account Minimum

Get started with just $100.

And 1% fee on all cryptocurrency trades.

etoro logotipo

Direct link to the website

Product selection

Native token

Capital.com does not have a native token.
IG does not have a native token.

Earns

Capital.com does not offer staking or earning options with cryptocurrencies. It focuses on trading crypto CFDs with leverage .
IG does not provide staking or earning options for cryptocurrencies. It offers crypto trading primarily through CFDs .

NFT marketplace

Capital.com does not have an NFT marketplace.
IG does not have an NFT marketplace.

Cripto/debit card

Capital.com does not have a card for its clients .
IG does not provide a card for its clients .

Company information

Full name

Capital Com (UK) Limited​​.
IG Group Holdings Plc​​.

Regulation

FCA (UK), CySEC, ASIC, FSA (Seychelles)​​.
FCA (UK), ASIC, FINMA, MAS, JFSA, CFTC/NFA (USA)​​.

Year founded

2016​​
1974​​

Founder

Ivan Gowan​​
Stuart Wheeler​​

Payment methods

Transfers

Yes, Capital.com accepts bank transfers for both deposits and withdrawals .
Yes, IG accepts bank transfers for both deposits and withdrawals .

Mastercard

Yes, Capital.com accepts Mastercard for deposits​​.
Yes, IG accepts Mastercard for deposits​​.

Wire transfer

Wise is not mentioned as a supported payment method .
Wise is supported as a payment method .

Card

Yes, Capital.com accepts credit/debit cards (Visa, Mastercard) .
Yes, IG accepts credit/debit cards (Visa, Mastercard) .

Comparative table

Capital.com Features IG
The minimum trade amount is very low at $1, making it accessible for all types of traders.
Minimum Trade
IG’s low minimum trade size makes it accessible for beginners looking to start small.
Capital.com offers 0% commissions on trades, but high swap rates for overnight positions.
Trading and Transaction Fees
While IG offers competitive spreads, its fee structure can be confusing and relatively high due to additional charges.
With 377 cryptocurrencies and 490+ crypto pairs available, the selection is extensive.
Number of Cryptocurrencies
IG provides a limited selection of cryptocurrencies, focusing primarily on major coins like Bitcoin and Ethereum.
The platform offers numerous crypto-only pairs, allowing for extensive trading opportunities.
Crypto-to-Crypto Trading Pairs
The platform mainly supports crypto-to-fiat trading, with fewer options for trading between different cryptocurrencies.
Information on fees, regulations, and trading conditions is clear, but some details on spreads and swaps could be more transparent.
Website Transparency
IG excels in transparency, providing clear and detailed information about fees, regulations, and trading options.
Capital.com does not have a card for its clients .
Credit/Debit Card
IG does not provide a card for its clients .
Capital.com only offers CFD trading, meaning users cannot store actual cryptocurrencies.
Storage Offering
IG does not offer dedicated crypto wallets, as it focuses on CFD trading rather than actual cryptocurrency ownership.
The platform does not support staking or rewards for holding cryptocurrencies.
Staking and Rewards
There are no staking or reward programs for holding cryptocurrencies on IG.
Both the mobile app and desktop platform are highly intuitive and user-friendly, providing seamless trading experiences.
Mobile App and Desktop
Both the mobile app and desktop platform are well-designed, offering advanced trading tools and features.
Customer service is available 24/7, but live chat support can be unreliable.
Customer Service
IG provides responsive and helpful customer service through various channels, including phone, email, and live chat.
Deposits and withdrawals are free and processed quickly, but the range of available currencies is limited.
Deposit and Withdraw
IG offers multiple deposit and withdrawal methods, though some may incur fees, and processing times can vary.

Key features

Analysis tools

Capital.com features the Investmate app for educational purposes, offers advanced charting tools, technical indicators, and a demo mode for practice trading. Their platform supports extensive market analysis and educational resources .
IG provides advanced charting tools, technical indicators, and a highly functional mobile app. They also offer educational resources and risk management tools, including stop and limit orders .

Mobile APP

Yes, Capital.com offers mobile apps for iOS and Android, providing a smooth and intuitive trading experience on both platforms .
Yes, IG offers the IG Trading app, which is highly regarded and packed with features for both casual and advanced traders .

Security

Capital.com is authorized and regulated by several top-tier regulators, including the FCA and CySEC. They offer negative balance protection, ensuring investors are protected from losing more than their account balance. However, they do not have a banking license​​.
IG is highly trusted and regulated by multiple top-tier authorities, including the FCA and ASIC. They offer robust security features such as two-factor authentication and SSL encryption. IG also provides negative balance protection, ensuring clients do not lose more than their account balance​​.

Additional features

Capital.com offers CFD trading on a wide range of cryptocurrencies with competitive spreads and zero commissions. They support 377 cryptocurrencies for trading and provide a user-friendly interface, both on desktop and mobile. Capital.com also includes advanced educational tools such as courses, blogs, and tutorials, and they offer negative balance protection. Their trading platform allows trading 24/7 with a low minimum deposit requirement of $20 for card payments .
IG offers a broad range of cryptocurrencies for trading via CFDs. Their platform includes robust charting tools, various order types, and 24/7 customer support. IG is regulated by top-tier authorities, ensuring a high level of security and reliability. However, their services might not be available to all regions, and they do not provide direct ownership of cryptocurrencies .

Anonymity

Capital.com does not support anonymous accounts. Users must provide personal information, trading experience, and verification documents like an ID or passport and proof of address​​.
IG requires personal identification and verification documents for account opening, thus not supporting anonymous accounts .

Key points

Available cryptocurrencies

Capital.com offers trading in cryptocurrency CFDs. Users can trade a wide range of cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Ripple (XRP), and many others, totaling 377 cryptocurrencies​​.
IG offers trading in cryptocurrency CFDs. The available cryptocurrencies are Ripple (XRP), Bitcoin (BTC), Litecoin (LTC), Ethereum (ETH), NEO, Stellar (XLM), and EOS​​.

User-friendliness

Capital.com excels in providing an intuitive and seamless trading experience for cryptocurrencies. The platform’s user-friendly design, combined with robust educational resources, makes it accessible to both novice and experienced traders. Capital.com supports a wide range of cryptocurrencies and offers competitive spreads, ensuring that users have a cost-effective and efficient trading experience​​ .
IG’s platform is well-regarded for its usability, offering a straightforward interface for trading cryptocurrencies. The platform provides access to various educational resources and customer support, making it easier for new traders to get started. IG’s robust regulatory framework and security measures also contribute to a trustworthy trading environment .

Value for money

Capital.com stands out with 0% commission on trades and very tight spreads. The broker’s comprehensive educational resources and user-friendly platform add to its value, though inactivity fees apply after one year for some clients​​.
IG provides excellent value for money with competitive fees and a wide range of tradable cryptocurrencies. However, its fee structure can be complex, and occasional traders may find some charges, such as inactivity fees, to be less appealing​​.

Countries of operation

United Kingdom, European Union, Australia, Bahamas .
United Kingdom, European Union, Australia, United States, Singapore .

Best for

Capital.com is ideal for investors looking to trade a wide variety of cryptocurrencies with competitive spreads and zero commissions. Its user-friendly platform and extensive educational resources make it a good choice for beginners and those interested in CFD trading​​.
IG is suitable for traders who value a well-established, regulated platform with a range of educational resources. It’s best for those who prefer trading cryptocurrency CFDs and are looking for a comprehensive trading experience with robust security measures​​.

Account

Trading

Capital.com provides extensive crypto CFD trading options, with over 370 cryptocurrencies available. The platform is user-friendly and offers low spreads, making it suitable for both beginners and experienced traders.
IG provides a robust platform for trading crypto CFDs, offering a variety of cryptocurrencies with leverage options. It is well-regulated and provides excellent trading tools, making it suitable for serious traders.

Deposit and withdrawal

Capital.com provides a seamless deposit and withdrawal experience with no fees. Supported methods include bank transfers, credit/debit cards, and e-wallets like PayPal and Apple Pay. Transactions are typically processed quickly.
IG offers free deposits and withdrawals through bank transfers, credit/debit cards, and PayPal. The process is quick and efficient, with most transactions processed within a few business days.

Account opening process

Capital.com offers a seamless account opening experience. The process is fully digital and involves filling out personal information, financial status, and trading experience. Users must also submit verification documents. Accounts are typically approved within one business day.
IG offers a smooth and fast account opening process. Users fill out an online application form, provide personal and financial information, and submit verification documents. Accounts are usually approved within a day.

KYC required?

KYC is mandatory at Capital.com. Users must complete identity verification by submitting personal identification documents and proof of residence.
KYC verification is compulsory at IG. Users are required to submit identification documents and proof of address before they can start trading.

Customer Service

Capital.com offers exceptional customer service with 24/7 support via live chat, phone, and email. The support team is highly responsive and provides detailed answers, ensuring users get the help they need promptly.
IG offers comprehensive customer support available 24/5 through phone, email, and live chat. The support team is known for being efficient and knowledgeable, making it easy for users to get assistance.

Security

Capital.com is authorized and regulated by several top-tier regulators, including the FCA and CySEC. They offer negative balance protection, ensuring investors are protected from losing more than their account balance. However, they do not have a banking license​​.
IG is highly trusted and regulated by multiple top-tier authorities, including the FCA and ASIC. They offer robust security features such as two-factor authentication and SSL encryption. IG also provides negative balance protection, ensuring clients do not lose more than their account balance​​.

Which of these exchanges is for you?

As an expert on our website, I highly recommend Capital.com for those interested in cryptocurrency trading, especially if you’re looking for a platform with a wide range of crypto options and excellent user experience. The platform’s extensive selection of 377 cryptocurrencies and 490+ crypto pairs provides ample trading opportunities, while its intuitive interfaces and robust security measures make it a reliable choice for both beginners and seasoned traders. Despite the limitation of offering only CFD trading, the low fees and fast transactions make it an appealing option for anyone looking to engage in crypto trading.
As an expert on our website, I would recommend IG for its robust and secure trading platform. IG’s long-standing reputation, coupled with its strong regulatory oversight, makes it a reliable choice for cryptocurrency trading. The platform’s user-friendly interface and comprehensive educational resources are perfect for beginners, while the advanced trading tools cater to more experienced traders. However, it’s important to be aware of the complex fee structure and limited selection of cryptocurrencies. Overall, IG is a solid option for those looking to trade cryptocurrencies through a well-established broker.

How do we review crypto exchanges?

At Threenvest, we conduct a thorough review process to evaluate and rank the world’s leading crypto exchanges. Our goal is to offer an unbiased assessment, providing you with the information you need to make informed decisions on which ones best suit your needs. We strictly adhere to the guidelines of our editorial policy.

 

We collect data directly from exchanges through detailed questionnaires and conduct first-hand testing and observations during crypto exchange demonstrations. Questionnaire responses, combined with demonstrations and hands-on research from our experts, feed into our proprietary evaluation process that scores each provider’s performance on more than 15 factors. The end result produces star ratings ranging from poor (one star) to excellent (five stars).


For more details on the categories considered when rating brokers and our process, read our full methodology.

Risk Disclaimer

Investing in cryptocurrencies is very risky, you should only invest the money you are willing to lose. Also you should not expect to be protected if something goes wrong.

Neither Threenvest, nor the author, are recommending you to invest with this article.

More comparatives Capital.com and IG